Make A Budget

One of the first things that you should look into when you want to buy a a home in Athens, AL, is how much it will cost. If you consider your financial situation carefully and plan accordingly, finding a mortgage at decent interest rates should be well within reach. Different factors come into play when making a budget, such as your credit score, the financial institution that you plan to get your mortgage from, etc.

Shop Around

With so many organizations offering mortgage loans now, it’s always best to get a few different quotes to find the best loan for you. Don’t feel like the first mortgage loan offer that you get is binding. If you need to get a better idea of what a mortgage loan will cost you, you can use our mortgage calculator.

Start Searching For Your Perfect Home

Once your finances are in order, you can start searching for your new home! At this step of the process, it’s very important to get a reliable Athens, AL, Realtor team on your side! Shelly Haney is dedicated to making sure that you find the house that you want, and will put her years of experience and cutting-edge knowledge to work for you.

Make An Offer

Shelly will put her negotiating experience and skills to work for you when making an offer on the house that you want. It is her mission to help you get the best deal possible when you’re ready to buy a home in Athens, AL.

Get A Home Inspection Done

To make sure that the home that you’re buying is in good condition, it’s important to have a home inspection performed on your prospective new home. A standard home inspection will cover many aspects of the home that you are looking into buying, from the foundation up.

Get Insured

Because your new home is such a large investment, it’s important to protect it. If you’re not familiar with how home insurance works or would like to know more, Shelly Haney is experienced and educated on all of the ins and outs of getting your property properly insured.

Close On Your New Home

During the closing process, you will sign all of the paperwork associated with your mortgage and home closing costs. This is why it’s so important to have a trusted Athens, AL, Realtor team on your side when you’re ready to buy a home. Once this process is complete, you’ll have legal ownership of your new home.

For more Athens, AL, home buying tips, contact Shelly Haney today!